1989
On 21 December, an agreement is signed between the Company and the trade union organizations which introduces the telephone exchange “IBM 1750”.
On 15 December, the Board of Directors accepts the resignation of Cinzio Zambelli from the office of Deputy Chairman and Chief Executive Officer.
The Advisory Committee for Private Insurance expresses its opinion in favor of granting the authorization to provide insurance coverage to Noricum Assicurazioni.
In the framework of collaborative agreements reached with the Spanish cooperative movement, in July 1989 Unipol acquires two insurance holdings in Spain.
The eighth Congress of the Unipol Agents Group takes place in Rome and Giancarlo Nannipieri, Livorno agent, is elected as chairman.
During the year, the Company reorganizes the Group’s brands. The color choice is green for companies in the insurance industry and blue for those in the financial sector.
Unipol hosts an AECI seminar (Association of European cooperative insurance) in Milan on European cooperation entitled “Towards 1992”.
On 4 February, the corporate supplementary agreement is signed. The supplementary agreement further strengthens the system of relations based on participatory mechanisms and employee involvement in enterprise development, which has marked the previous supplementary contracts.
1988
On 16 December, Noricum Assicurazioni based in Bologna is incorporated. Unipol participates in the share capital with a 60% stake.
On 17 November, an agreement is signed between Unipol and the trade union organizations for the creation of “retirement benefits”.
Two events set out the actions and main objectives of the work program for the three-year period 1988/1990.
On 10 June, an agreement is signed on the implementation on the national territory of a draft project for the reorganization of the claims settlement network.
On 11 December 1989, the placement with the public of 5,280,500 ordinary shares is held successfully. They represent 18% of the ownership share of the Volksfuersorge Group of the Federal Republic of Germany.
On the occasion of the twenty-fifth anniversary of the establishment of the Company, Unipol sponsors the opera “Don Carlo” by Giuseppe Verdi held at Teatro Comunale di Bologna on April 1.
On 30 March, the meeting in Bologna between Enea Mazzoli and Cinzio Zambelli with Jacques Vandier.
The accident business grows by 15.7% while the health business grows by 37.9%. Development of the sector is strongly influenced by the evolution of the health care system, which in particular favors the development of the health business.
These are the years in which the Company decides to proceed to a further technological development.
1987
The insurance companies are authorized by the Ministry of Industry to provide insurance coverage in the field of supplementary pensions.
On 23 September, BANEC S.p.A., Banca dell’Economia Cooperativa is incorporated with 38 shareholders and a capital of forty billion Italian liras. Unipol has a stake of 19.50% of the capital. Enea Mazzoli is appointed Deputy Chairman.
The popularity of a listed company is certainly given by the number and value of securities that are traded.
The presence of a Unipol stand at the national meetings of the main political parties becomes a habit and a means to raise awareness as to its activities and products.
On 17 June, Unipol and the trade unions sign an agreement renewing the economic and regulatory conditions of the corporate supplementary agreement.
On 26 May, an extremely important agreement is signed in which the trade unions and the Company set out common principles.
On 9 February, an agreement is signed which, based on previous experiences judged to be positive, states that 50% of the hires included in the budget for the current year should be under a work training contract.
On 7 January, an agreement is signed on the extension of working time for the operators of the “engine room” of the data processing center.
1986
Unipol’s commitment to environmental issues dates back to 1983 with the first national conference on pollution issues.
On 19 December, the Board of Directors of Unipol approves the incorporation of two joint-stock companies.
Among the major Italian insurance companies, Unipol is characterized by an excellent image but a low level of awareness.
The ICIF Congress in Quebec (Canada) confirms the role of Unipol in Europe on the development and training of the sales network. The original model of Assicoop, at the center of the Company’s growth process, arouses the interest of the participants.
On 28 July, Unipol preference shares are admitted to listing on the Milan, Bologna and Rome stock exchange markets. After being offered at ITL 6,800, they immediately jump to ITL 16,900 on the first day. At the end of the day, demand is almost 18 times higher than shares on offer and available.
The National League of Cooperatives is now one hundred years old. Unipol and Fincooper host about 100 delegates of the Annual Meeting for the approval of the financial statements of the International Cooperative Bank (INGEBA, Internationale Genossenschaftsbank) in Venice.
On 16 May, an agreement is signed between the Company and trade union organizations to limit prolonged use of overtime work.
On 21 March, over three hundred Unipol executives, middle managers and agents gather in Bologna.
The Company, with funds allocated by the European Social Fund, develops an intense training activity addressed to agents in Emilia Romagna.
On 15 January, the General Meeting of shareholders votes unanimously to increase the share capital.
1985
On 29 November, Unipol organizes a national conference in Bologna dedicated to the demand for insurance services by local Authorities.
On 11 October, an important agreement is signed with the trade unions on the staffing of departments throughout the entire National territory.
On 26 and 27 September, Unipol gathers all adjusters in the property classes in Bologna for a two-day study.
On 24 June, a complete draft of the agencies mechanization is presented and Uniservice S.p.A. is incorporated.
The third Business Planning Conference of the Company is held in Bologna on 20 and 21 June, during which the proposals for the Three-Year Plan from 1985 to 1987 are presented and discussed.
The Unipol Regional Council (CRU) is a Unipol body for the promotion of participation in regional areas. Due to the nature of the forces that make it up, namely the trade unions, cooperatives and professional members, it is also a body that pays attention to customers and consumers.
The third Business Planning Conference of the Company is held in Bologna on 20 and 21 June, during which the proposals for the Three-Year Plan from 1985 to 1987 are presented and discussed.
On 23 and 24 April Unipol organizes a two-day meeting with the aim of defining the underwriting and claims settlement policies for the following years.
On 18 February, the new supplementary contract is signed.
1984
On 19 December, the delivery of the first research Prize “Sea - Environment” takes place in Venice. It is organized by Unipol with the patronage of the World Health Organization and the Environment Program of the United Nations, the Mediterranean Action Plan.
As a result of the joint commitment of Unipol and Confersercenti, “Sicurezza Esercenti” (security for merchants) is created in October. This is the new insurance program that wishes to meet the various security needs of merchants and commercial enterprises with completeness and flexibility.
The entry of Enea Mazzoli in the Board of Directors of ICIF.
In June, a standing agreement is signed between Unipol and Confesercenti valid for the entire national territory.
“Unicasa” is the unified program between Unipol and Associazione Cooperative di Abitazioni (ANCAB, Association of housing cooperatives) that arises out of the need to make a contribution to families in search of accommodation.
Work proceeds for the doubling of the headquarters building: the new premises include a gross surface area of approximately 12,000 square meters for offices. The new complex on three floors is adjacent to the current headquarters only divided from it by the canteen room.
On 22 March, with the signing of the agreement between Unipol and Confcoltivatori (CIC, Trade association of farmers), the conference for the presentation of “Agrinova”.
As part of the three-year development plan, the ‘online’ mechanization project of claims settlement offices proceeds swiftly.
The training project aims to fully meet the training needs of the different business areas relating to the development and evolution of the enterprise.
1983
The Company continues to invest in the mechanization of the agencies and starts the terminalization and conversion of MDS systems with personal computers.
The Sixth Congress of the Unipol Agents Group is held in Sorrento (Salerno). Characterized by a lively debate on the line to be pursued with the senior management, the congress closes with a thorough renewal of the governing bodies: Giorgio Pesaresi, Ancona agent, is elected as Chairman.
In Bologna an international Conference of cooperative reinsurers takes place: this is the eighth meeting of the International Co-operative Reinsurance Bureau (ICRB).
On 26 and 27 May, Unipol assembles in Bologna, for the first time, all adjusters in the property classes. Two days of study and discussion on future scenarios of underwriting and claims settlement policies of the Company.
To reduce some costs of agencies, Unipol changes the procedure on proceeds. Agencies no longer report their proceeds analytically on the journal of daily transactions.
The “Modular” program proposed by Unipol to artisan enterprises obtains praise. It is a package of policies covering all risks in artisan enterprises.
Unipol presents “Vitattiva”, the new Life insurance policy mainly aimed at self-employed workers.
For its twentieth anniversary, Unipol decides to launch a series of initiatives with the intent to underline some aspects that are peculiar to it: its social origins and its being a service enterprise not aiming at speculation.
As part of the twentieth anniversary celebrations, Unipol chooses to contribute ideas on a topic, that of the social security system.
1982
On 21 and 22 April the Second Business Planning Conference is held defining the objectives of the Three-year Plan 1982 l 84 by subjecting them to the discussion with all internal corporate bodies with a considerable effort in the preparation and organization.
The Management Control project starts. This project involves the planning and control of the main items of cost and revenue relating to the Company. All these items can be configured in four areas: Premiums, Claims, Administrative expenses, and Financial income and charges.
In the early months of the year, the Commercial Service prepares an analytical picture, agency by agency, concerning receipts and portfolio classified by policy and management. These procedures allow the creation of the Budget Award, i.e.
On 17 February 1982, a corporate supplementary agreement is signed. It addresses and introduces various contractual clauses that can be defined as cutting edge. Among others:
AIDA (Automazione Ispettorati di Assicurazione, automation of insurance adjusters) kicks off aiming to solve the problems arising from the handling aspects of claims.
Monetary inflation reduces the insurance coverage, makes the ceilings insufficient and decreases possible compensation due in the event of a claim.
With the intention of creating a direct line to the insured customer and promptly respond to every request, Unipol sets up the Proposals and Complaints office.
1981
The Company starts the new decade with a significant increase in agencies. In a decade it has more than doubled the number of agencies around the Country, going from 207 agencies in 1971 to 447 points of sale.
On 28 July, an agreement is signed according to which, in connection with the formation of management organizational “micro-structures”, provides for the participation of employees in the organization and planning of activities; the same agreement also includes preventive meetings with trade unio
On 20 June, in the presence of Mayor Renato Zangheri, the new headquarters in Via Stalingrado are opened in Bologna, Fiera. The new offices spread over 10,500 square meters. The staff gathered in the new premises comprises 692 employees.
On 15 May, ICIF, International Cooperative Insurance Federation, representatives congregate in Bologna to show the solidarity that exists in the Cooperative Insurance Movement operating in 35 countries on five continents.
After the Extraordinary General Meetings of shareholders of Unipol and Unipol Vita, on 17 October 1980 it is decided to proceed with the merger of Unipol Vita into Unipol. By decree of the Ministry of Industry No. 13235 the merger between the two companies is authorized on 29 April.
Unipol places several new products on the market, in the theft, fire, motor vehicle, other risks and accident businesses and updates the ceilings and capital of motor vehicle TPL and Other Liabilities policies in order to properly protect policyholders and eliminate large areas of under-insurance
1980
In 1980 Assicoop, associated agencies of Unipol, mainly operating in Emilia Romagna and Tuscany, collect premiums representing 29.9%.
The Board of Directors held on 16 December contributes ITL 100m to the solidarity and reconstruction fund set up by the National League of Cooperatives.
The Company’s objective is to streamline the management of the Accident, Other TPL, Fire and Theft businesses and contain costs.
The Company’s Data Processing Center is enhanced at year-end by installing a second processor (IBM 3031).
Unipol supports the development of new cooperative or mutual insurance companies in developing Countries.
At the suggestion of Mazzoli, the Foreign Service is instituted.
As from fiscal year 1982 auditing the financial statements will become mandatory.
On 1 April, by Ministerial Decree No. 12518, Unipol Vita obtains approval of a rate, called “T33”, mixed single-premium with fixed term of five years.