Highlights

Unipol Gruppo S.p.A. – Highlights of the last 6 years.

(amounts in €m)

12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Insurance business - Aggregate income (Italian GAAP) 14,014 12,349 12,291 14,806 16,476 17,883
% YoY variation 13.5% 0.5% -17.0% -10.1 -7.9 6.4
- Non-Life insurance premiums 8,167 7,953 7,867 7,809 7,883 8,969
% YoY variation 2.7% 1.1% -0.7% -0.9 -12.1 -8.7
- Life assurance premiums 5,847 4,396 4,424 6,997 8,593 8,915
% YoY variation 33.0% -0.6% -36.8% -18.6 -3.6 27.7
Net premiums (IAS/IFRS) 13,262 11,469 11,263 13,787 15,261 17,766
% YoY variation 15.6% 1.8% -18.3% -9.7 -14.1 7.1
- Non-Life insurance premiums 7,822 7,593 7,458 7,502 7,634 9,012
% YoY variation 3.0% 1.8% -0.6% -1.7 -15.3 -7.9
- Life assurance premiums 5,440 3,876 3,805 6,284 7,628 8,754
% YoY variation 40.4% 1.9% -39.4% -17.6 -12.9 28.8
Loss Ratio - Non-Life (direct business) 66.1% 67.2% 67.5% 67.1% 65.60% 68.00%
Expense Ratio - Non-Life (direct business) 27.7% 27.2% 27.5% 27.9% 27.90% 26.70%
Combined Ratio - Non-Life (direct business) 93.7% 94.4% 95.1% 95.0% 93.50% 94.70%
Net income from financial assets and liabilities 1,849 2,080 1,898 1,823 2,147 1,697
% YoY variation -11,1% 9.6% 4.1% -15.1 26.5 2.2
Profit before taxation 962 903 824* 706 958 801
% YoY variation 11,9 9.6% 16.7% -26.3 19.6 54
Consolidated profit 732 645 598* 535 579 505.2
% YoY variation 19,4% 7.9% 11.8% -7.6 14.6 168.7
Group net profit 569 472 409* 330 272 192
% YoY variation 29,3% 15.4% 23.9% 21.0 41.7 n.m.
Investments and liquid assets 67,757 69,693 71,647 83,428 81,840 79,985
% YoY variation -2.8% -2.7% -14.1% 1.9 2.3 7.9
Technical provisions 57,567 53,223 53,427 64,110 63,150 61,895
% YoY variation 8.2% -0.4% -16.7% 1.5 2 0.1
Shareholders' equity 6,687 5,032 5,486 5,649 5,524 5,691
% YoY variation 32.9% -8.3% -2.9% 2.3 -2.9 0.1
N° of staff 12,337 14,241 14,188 14,109 13,864 14,223

* Adjusted figures: normalised figures recalculated to reflect the current Group perimeter

Last updated:May 27 2020