Highlights

Unipol Gruppo S.p.A. – Highlights of the last 5 years.

(amounts in €m)

12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016
Insurance business - Aggregate income (Italian GAAP) 12,210 14,014 12,349 12,291 14,806
% YoY variation -12.9%
13.5% 0.5% -17.0% -10.1
- Non-Life insurance premiums 7,882 8,167 7,953 7,867 7,809
% YoY variation -3.5%
2.7% 1.1% -0.7% -0.9
- Life assurance premiums 4,328 5,847 4,396 4,424 6,997
% YoY variation -26.0%
33.0% -0.6% -36.8% -18.6
Net premiums (IAS/IFRS) 11,349 13,262 11,469 11,263 13,787
% YoY variation -14.4%
15.6% 1.8% -18.3% -9.7
- Non-Life insurance premiums 7,605 7,822 7,593 7,458 7,502
% YoY variation -2.8%
3.0% 1.8% -0.6% -1.7
- Life assurance premiums 3,744 5,440 3,876 3,805 6,284
% YoY variation -31.2%
40.4% 1.9% -39.4% -17.6
Loss Ratio - Non-Life (direct business) 57.3% 66.1% 67.2% 67.5% 67.1%
Expense Ratio - Non-Life (direct business) 28.1% 27.7% 27.2% 27.5% 27.9%
Combined Ratio - Non-Life (direct business) 85.4% 93.7% 94.4% 95.1% 95.0%
Net income from financial assets and liabilities 1,370 1,849 2,080 1,898 1,823
% YoY variation -25.9%
-11,1% 9.6% 4.1% -15.1
Profit before taxation 1,066 962 903 824* 706
% YoY variation 10.8%
11,9 9.6% 16.7% -26.3
Consolidated profit 905 732 645 598* 535
% YoY variation 23.6%
19,4% 7.9% 11.8% -7.6
Group net profit 745 569 472 409* 330
% YoY variation 30.9%
29,3% 15.4% 23.9% 21.0
Investments and liquid assets 71,271 67,757 69,693 71,647 83,428
% YoY variation 5.2%
-2.8% -2.7% -14.1% 1.9
Technical provisions 57,707 57,567 53,223 53,427 64,110
% YoY variation 0.2%
8.2% -0.4% -16.7% 1.5
Shareholders' equity 7,613 6,687 5,032 5,486 5,649
% YoY variation 13.8%
32.9% -8.3% -2.9% 2.3
N° of staff 11,836 12,337 14,241 14,188 14,109

* Adjusted figures: normalised figures recalculated to reflect the current Group perimeter

Last updated:Apr 16 2021