The way they worked: Early policies
Since the beginning of 1963 and until the end of the ‘60s, there were two standard policies in the motor insurance business: MV-TPL and Global MV-TPL; for the other main property insurance classes (except for transport insurance, hail, security deposits) blank policy forms are printed for each business sector. On the page of the form, in addition to personal data, there is a small space for a brief description of the risk and a reminder of the insurance conditions usually printed on the back.
In rare cases the conditions are provided separately, always pre-printed on one page only.
The independence of the agencies is very limited: they issue MV-TPL contracts, but, for accident, fire, theft and other risks, the agencies are limited to the drafting of an insurance proposal, which is converted into a real policy after being sent to the headquarters by typing it with a typewriter.