Shared Value

The Unipol Group's business strategies set out the processes for sharing value with its stakeholders, concretely contributing to the sustainable development of people, businesses and communities. For the Group, this means setting out distinctive solutions with a strong sustainability footprint and a positive impact on business.

Today, at Unipol sharing value means:

  • including reliable customisations at lower prices (as with the UniSalute Wellness programme);
  • setting dynamic rewards for customers who reduce risks (for example, by developing forecasting models for climate risk);
  • designing value-added services in addition to products through partnerships with other public or private-sector players but also players in the tertiary sector (for example, the large investment in the mobility ecosystem to go from auto insurer to urban mobility enabler);
  • considering the correlation between social and financial results and using it for planning purposes (as in the study developed in collaboration with The European House - Ambrosetti.

In this way, Unipol wishes to give a significant contribution to the achievement of the Sustainable Development Goals through the implementation of its strategies, with a particular impact on SDGs 3 (Health and Wellness), 8 (decent work and economic growth) and 11 (sustainable cities and communities).

As an insurer, support for SDGs takes the form of ESG risk management in the Group's underwriting policies and practices and in offering products with a special environmental and social value.

The dissemination of products with a social and environmental value is the subject of a specific objective of the Unipol Group 2019-2021 Strategic Plan, which undertakes to bring the penetration of guarantees that meet these characteristics in the corresponding product families from 22.7% in 2018 to 30% in 2021 (growth of 32%).