As a result of the joint commitment of Unipol and Confersercenti, “Sicurezza Esercenti” (security for merchants) is created in October. This is the new insurance program that wishes to meet the various security needs of merchants and commercial enterprises with completeness and flexibility. The program is completed with a number of insurance policies specially designed for the health, accident insurance and risks of merchants, so as to allow a range of effective and comprehensive guarantees. The insured risks are: fire, theft, liability, glass and brands, and credit, lease / mortgage, V.A.T..