In 2004 Unipol satisfies the demand for greater protection and security of capital and returns with new life insurance investment products called: “Univest 6inCrescita”, “Uninvest Protezione Dinamica” and “Uninvest arcoSereno”. The first two products are index-linked and have capital protection at maturity. They provide for the payment of fixed coupon in the first two years of the investment and variable coupons in the last four years of the contract term, the latter linked to the performance of a basket of securities (“6inCrescita”) and funds (“Protezione Dinamica”). “Uninvest arcoSereno”, marketed in the second half of the year, is a life insurance policy of the unit-linked type which aims to preserve capital on the due date and to consolidate the maximum value that is detected from month to month, so that the investment can only increase.