1990/99

In 1999, the departments of Personnel Training and Sales Network Training are unified. A skill mapping project funded by the European Union for Claims and all middle managers is carried out. The analysis and design of an e-learning platform begins.

In 1999, there are over 3,700,000 Unipol customers. They are essentially cooperative companies, employed workers, and self-employed workers, whose relationship with Unipol is often “mediated” through their trade organizations.

In the second half of 1999, there is a significant commercial development, with the opening of 10 branches integrated with insurance agencies.

At the Congress of Unipol agents in Maratea, Mario Orlandi, Macerata agent, replaces Giancarlo Nannipieri as Chairman of AAU, Unipol Agents Association. A focal point of the congress is the regulation of the relationship between agents and Unipol Banca.

For the Foundation, the year 1999 is a particularly important year due to the attainment of legal recognition.

During 1999, Unisalute tunes up the first LTC product (Long Term Care) for the elderly, which can also be sold on an individual basis.

During 1999, Unipol starts to use a new Internet communications tool, by networking their www.unipol.it site.

During 1999, Linear develops the Internet sales channel, which has demonstrated the validity of an intuition and a strategic choice made in 1997, which is taking on an increasingly important role in the development of the Company.

The new insurance Company launched by Unipol, Linear, arouses a lot of interest from two French mutual companies. Both Macif and Maif visit the new company to study the business model.

The Company makes an innovative project for the three-year plan addressing the sales network of Assicoop.

The year 1999 is the year of commencement of the Company’s actual operations in the important pension fund sector.

The adaptation of the information system for the year 2000 is planned and organized in time. At the end of June, a test of the entire system is performed using the augmented power of the mainframe computer, defining an appropriate “test environment” dated 2000.

In 1998, the income from single-premium products greatly develops with an increase of ITL 200 bln, i.e. 54.60% over the previous year. This development is characterized by three special events: 1. issuance in February of rate 336 with determined guaranteed rate of return, 2.

The Company continues to grow and to climb the rankings in the health sector.

In late 1998, Unipol Assicurazioni acquires a majority stake of BANEC, Banca dell’Economia Cooperativa S.p.A.

In July 1998, Unipol is rewarded by Databank for being “the Company that has achieved an excellent overall performance in customer ratings in Italy” in the Life business.

In July 1998, Unipol is rewarded by Databank for being “the Company that has achieved an excellent overall performance in customer ratings in Italy” in the Life business.

The Foundation Cesar establishes the Association “Sicurstrada”. It is founded as a result of the remarkable development of the project “Sicurstrada”. Sicurstrada brings together leading public and private organizations involved in the field of road safety.

In 1998, Euresa rethinks its role and its initiatives. The opportunity is provided by the Board meeting held in Coburg, at the headquarters of the new German partner, the mutual company HUK Coburg.

In 1998, the standing agreements with Carisbo, CAER, for the sale of motor insurance by bank tellers, and the Air Force (“Ready in 5”) become fully operational.

The image awareness of Linear increases registering a strong growth thanks to targeted advertising campaigns.

The new office Miscellaneous People Risks brings together the management of risks relating to several classes, but aimed at a specific market segment for people.

An important project, designed in 1997, which also Unipol has contributed to, is the one regarding the relaunch of ACME.

In 1997, 90 courses are conducted, for a total of 2,025 participants and a total number of 5,156 man / days.

In 1997, the employees of Unipol are 1,525 people divided between men (49.6%) and women (50.4%). Thus women have overtaken men, mainly due to the recruitment of female staff for the Sertel operations center.

In the period 1993-1997, Unipol reports a contraction of 8 days in the average time for the settlement of claims.

Unisalute, along with the Foundation Cesar, organizes the conference: “Health care in Europe: new integration models among public systems, private spending and social economy” in Bologna.

On 1 October, Unisalute begins operating in the health care sector, offering its policyholders (but not only) the possibility to gain access to medical advice.

On 26, 27 and 28 June, at the Congress of Unipol agents in Silvi Marina (Teramo), Giancarlo Nannipieri, Livorno agent, is re-elected.

The Beijing Representative Office is closed. It is the realization that the attempted operation in China cannot be realized due to the assessed impossibility to find a local partner with whom to carry out a worthy investment partnership, a necessary factor.

The Foundation Cesar begins cooperating with ASAPS , to carry out information campaigns on road safety prevention issues.

After experimenting in some regions of northern Italy in the second half of 1996, the year 1997 witnesses the expansion of the insurance coverage of Linear over the entire Italian territory.

During 1996, Unisalute develops a network of agreements with entities operating in the Health sector.

In 1996, 95 courses are provided to 928 participants for a total of 3,792 man / training days.

Unipol especially develops the sectors of self-employed workers and construction companies.

The Company contributes to funding the supplementary pension scheme through payment of an annual contribution to the Pension Fund, for the benefit of each employee.

On 14 November, the new corporate supplementary agreement is signed. The Agreement provides for extra work to be used as an alternative to overtime. The extra working hours are made up for by enjoying permits of an equivalent number of hours.

Thanks to Unipol Sertel, policyholders no longer have to travel to the Agency to report an accident.

On 11 September, an arrangement is reached between Unipol and the trade unions on the project, called “Sertel”.

On 5 July, the Board of Directors of Unipol appoints Giovanni Consorte and Ivano Sacchetti to the top position at Unipol.

On 18 June 1996, the ISVAP Measure authorizing Linear to provide insurance coverage is approved.

The mission of the Foundation Cesar is expanded. As from 29 May, it changes into Centro Europeo di Ricerche dell’Economia Sociale e dell’Assicurazione (European research center for social economy and insurance).

The findings and ideas arising from this conference are then disseminated on the market with meetings organized by the Regional Councils of Unipol (CRU).

Following the example of other European countries with a free market, Unipol has found it necessary to integrate its distribution strategy with the telephone channel.

During 1995, Unisalute completes a strengthening phase.

The partnership between the Cesar Foundation and CIA gives rise to the environmental education project “Idea Verde”.

The partnership between the Cesar Foundation and CIA gives rise to the environmental education project “Idea Verde”.

Unipol launches “Strada Sicura”, a new product relating to the motor vehicle business, which includes a wide range of guarantees: Custom Motor TPL, Other Motor Risks, Assistance, Accident and Legal Protection.

To respond to a growth in demand and diversification of the market segments in the Life business, Unipol launches two new policies: T400, recurring premium Life insurance policy, which offers customers the ability to change the amount of periodic payments if their cash availability changes, and i

On 28 July, Unipol and the trade unions reach an agreement on the appointment of members to represent workers for safety in the workplace as set forth in Legislative Decree No. 626/94.

On 28 July, a new company is incorporated under the name “Compagnia Assicuratrice Directa S.p.A.”.

On 3 July, the Unisalute telephone exchange begins operating. It provides the customer with an information service relating to health plans and/or assistance on medical or insurance issues.

In June, the 11th Congress of the Unipol Agents is held in Perugia, which witnesses the election of the new management team. Tonino Orru, Nuoro agent, takes the office of Chairman.

In May, the Chinese authorities issue an authorization to open the Unipol Representative Office in Beijing.

In 1994, the Unipol training sector produces 100 courses addressed to employees.

Two other European social economy partners enter into the corporate structure of Finsoe.

Unipol decides to create the first Italian Company specialized in supplementary health care.

On 1 July, the deregulation of policy rates for motor vehicle liability insurance enters into force (pursuant to Directive 49/1992).

During 1994, Unipol makes investment in new information technologies.

On 12 March, the Foundation Cesar organizes a forum in Rome with experts on the “Evolution in jurisprudence of the concept of Biological Damage and related MV TPL rate prospects, on the eve of deregulation”.

Unipol confirms and reinforces the choice to make the agency network the key distribution channel of the Group.

In 1993, 79% of Unipol staff are under 40 years old.

The goal is to expand the information on the Company’s business activities, keep alive the debate and dialogue with users and social organizations.

A Unipol delegation led by Chairman Mazzoli undertakes a trip to China in late November.

On 16 June, the new supplementary agreement is signed. The agreement will make further important progress in the field of supplementary collective bargaining, both with respect to financial factors and in relation to regulations.

On 15 June, it is agreed between Unipol and the trade unions to set up a new social security Fund having only social security purposes.

On 15 June, the 1982 Agreement relating to the meal delivery to workers between Unipol and the trade unions is completely revised and replaced. Time changes to the canteen service, composition and price of the “standard meal” are established. (ITL 5,450)

The Foundation Cesar presents the first issue of “I quaderni di Cesar” (The Cesar Notebooks), a volume that contains the proceedings of the study seminar “Biological damage: expectations and reflections on the legislation passed by the Senate and being discussed by the lower Chamber”, organized i

With a speech by Chairman Mazzoli, centered on cooperative ethics, the third conference of the Unipol sales network opens on 11 April.

Unipol launches Unimedica, an innovative health insurance policy aimed at those who wish to protect their health with coverage that supplements, or is an alternative to, that provided by the National Health Service.

While studying insurance issues in depth, the Foundation Cesar focuses on road safety and prevention in general. In 1993, it launches the project “Sicurstrada”. With it the Foundation Cesar directs its actions towards young people and the educational world.

It is a small Company, still young, in a small market, in search of support for development in financial terms.

Unipol has been taking part in a European network of alliances between insurance companies with trade relations and exchange of technology and know-how.

A Unipol delegation attends the meeting of the Insurance Cooperatives International Federation (ICIF), held in Tokyo. The decisions taken at that meeting, with the relevant amendments to the regulations, are among the most important in the history of the insurance cooperative movement.

In line with the commitments undertaken with workers and trade union organizations, Unipol organizes a series of meetings with all employees.

Unipol launches two new products that aim to meet the demands linked to the evolution of the society: the professional future of children and protection of citizen’s rights.

The Rome offices of the Foundation Cesar are opened and organized. The Foundation’s activities are no longer addressed to professionals in the insurance industry only, but also to rights and duties of the consumer-motorists.

On 11 March, the Chairman and the Office of Personnel meet with trade union organizations to discuss the “overall state of the enterprise”. On this occasion, a greater involvement in the Company’s choices is prompted, while respecting roles and autonomies.

In March, the new Unipol advertising campaign is presented. It is characterized by an expressive slogan with a great impact “A way of life in a world to be lived thoroughly”. Reinhold Messner is chosen as testimonial representing a good summary of the values that Unipol shares with its users.

In the belief to contribute to the construction of the European market, on 28 November, the Foundation Cesar organizes the first biennial conference on Insurance in Venice, a unique meeting of its kind and the first to bring together key European industry research centers.

Cinzio Zambelli, honorary Chairman of Unipol dies in the afternoon of Thursday, October 17.

On 15 June, Unipol gathers all its sales network in Bologna.

In 1991, Unipol participates in the relocation plan of employees of Ausonia Assicurazioni and Latina Renana, an insurance Company based in Bologna.

In the spring of 1991, Unipol opens a representative office in the Moscow of Mikhail Gorbachev for what would still be the Soviet Union for a few more months.

The Chairman of Unipol, Enea Mazzoli, is appointed member of the executive committee of ANIA (Associazione Nazionale delle Imprese Assicuratrici).

Unipol becomes the sponsor of a major conference in Rome at CNEL on supplementary pension. The reports of Prof. Roberto Artoni of IRS (Istituto per la Ricerca Sociale, Institute for Social Research) and Prof.

Unipol launches two insurance services that will have a good technical and sales return: “Unimaster”, for the coverage of the civil liability of professionals (notaries, doctors, engineers, architects, land surveyors, bookkeepers and accountants) and “Sicurezza di base”, an insurance program that

At the beginning of 1991, Unipol completes the process of automating agencies, covering over 97% of the premium portfolio.

On 11 December, following the resignation of Deputy Chairman and Managing Director Giacinto Militello, the Board of Directors renews the offices of the Company’s top management.

At the same time as the development of the mechanization process, the Office “Virtual Agency” is formed. It simulates all mechanized processes in the agency. It is the office where all the documents of the agencies still not mechanized are gathered and entered into the electronic center.

The incorporation meeting of the Foundation Cesar takes place on 15 June 1990. The acronym CESAR stands for Centro Europeo Studi Assicurativi e Ricerche (European organization for insurance studies and research).

In May, Unipol participates in the incorporation of EURESA, a holding Company and EEIG (European Economic Interest Group) which includes 4 companies.

In 1990, Unipol participates in the plan of relocation of employees of AICA (Alleanza Italiana Cooperative Agricole, Italian Agricultural Cooperative Alliance). Between 1990 and 1995 Unipol resizes and reorganizes the financial sector and relocates employees in the Group’s insurance companies.

In the wake of the courses for agents and consultants, the Company organizes a specific training plan intended for the claims handler network.

In February, Unipol organizes the first in-house courses to teach the use of electronic mail and basic personal computer. The courses are aimed at internal employees and claims handlers.

After preference shares, also Unipol ordinary shares make their debut on the Stock Exchange market with a list price of ITL 25,800. At the time of listing Unipol is the sixth Italian insurance Company with premium income that exceeds ITL 1,000 bln in 1989.

From an intuition of Cinzio Zambelli, a working group is started with representatives of the trade unions CGIL, CISL, UIL and BUPA, the largest English mutual fund.