1989
Strengthening of work-life balance and corporate welfare measures through the corporate supplementary agreement.
Telephone exchange is introduced
On 21 December, an agreement is signed between the Company and the trade union organizations which introduces the telephone exchange “IBM 1750”.
Change at the top of Unipol
On 15 December, the Board of Directors accepts the resignation of Cinzio Zambelli from the office of Deputy Chairman and Chief Executive Officer.
Noricum Assicurazioni starts operations
The Advisory Committee for Private Insurance expresses its opinion in favor of granting the authorization to provide insurance coverage to Noricum Assicurazioni.
Congress of Unipol Agents
The eighth Congress of the Unipol Agents Group takes place in Rome and Giancarlo Nannipieri, Livorno agent, is elected as chairman.
Unipol acquires insurance investments in Spain
In the framework of collaborative agreements reached with the Spanish cooperative movement, in July 1989 Unipol acquires two insurance holdings in Spain.
Reorganization of Unipol brands
During the year, the Company reorganizes the Group’s brands. The color choice is green for companies in the insurance industry and blue for those in the financial sector.
Unipol hosts an AECI seminar in view of the Single Market
Unipol hosts an AECI seminar (Association of European cooperative insurance) in Milan on European cooperation entitled “Towards 1992”.
New corporate supplementary agreement, PAI begins operations
On 4 February, the corporate supplementary agreement is signed. The supplementary agreement further strengthens the system of relations based on participatory mechanisms and employee involvement in enterprise development, which has marked the previous supplementary contracts.
1988
First historic agreement with trade union associations on supplementary pensions of employees.
Noricum Assicurazioni is incorporated
On 16 December, Noricum Assicurazioni based in Bologna is incorporated. Unipol participates in the share capital with a 60% stake.
Agreement on supplementary pensions of employees
On 17 November, an agreement is signed between Unipol and the trade union organizations for the creation of “retirement benefits”.
Three-year plan 1988/1990
Two events set out the actions and main objectives of the work program for the three-year period 1988/1990.
Agreement on the reorganization of the claims settlement network
On 10 June, an agreement is signed on the implementation on the national territory of a draft project for the reorganization of the claims settlement network.
Volksfuersorge sells its stake in Unipol
On 11 December 1989, the placement with the public of 5,280,500 ordinary shares is held successfully. They represent 18% of the ownership share of the Volksfuersorge Group of the Federal Republic of Germany.
Unipol turns 25
On the occasion of the twenty-fifth anniversary of the establishment of the Company, Unipol sponsors the opera “Don Carlo” by Giuseppe Verdi held at Teatro Comunale di Bologna on April 1.
Unipol meets Macif
On 30 March, the meeting in Bologna between Enea Mazzoli and Cinzio Zambelli with Jacques Vandier.
The health and accident business grows
The accident business grows by 15.7% while the health business grows by 37.9%. Development of the sector is strongly influenced by the evolution of the health care system, which in particular favors the development of the health business.
Unipol encoding his portfolio
These are the years in which the Company decides to proceed to a further technological development.
1987
Positive performance well above average in financial markets and brand promotion through participation in key political events.
The Companies Lavoro e Previdenza and PREVIAAC begin operations
The insurance companies are authorized by the Ministry of Industry to provide insurance coverage in the field of supplementary pensions.
Unipol in the share capital of Banca delle Cooperative (BANEC)
On 23 September, BANEC S.p.A., Banca dell’Economia Cooperativa is incorporated with 38 shareholders and a capital of forty billion Italian liras. Unipol has a stake of 19.50% of the capital. Enea Mazzoli is appointed Deputy Chairman.
The Unipol security is the most popular on the stock market
The popularity of a listed company is certainly given by the number and value of securities that are traded.
Unipol takes part in the national meetings of the main political parties
The presence of a Unipol stand at the national meetings of the main political parties becomes a habit and a means to raise awareness as to its activities and products.
Extension of the corporate supplementary agreement
On 17 June, Unipol and the trade unions sign an agreement renewing the economic and regulatory conditions of the corporate supplementary agreement.
Professional development and/or retraining due to the technological and organizational innovation processes
On 26 May, an extremely important agreement is signed in which the trade unions and the Company set out common principles.
Recruitment under work training contracts
On 9 February, an agreement is signed which, based on previous experiences judged to be positive, states that 50% of the hires included in the budget for the current year should be under a work training contract.
Working time of the data center “engine room”
On 7 January, an agreement is signed on the extension of working time for the operators of the “engine room” of the data processing center.
1986
The Unipol preference shares are admitted for trading on the stock exchange markets of Milan, Bologna and Rome. The first advertising campaign to increase the awareness level of the Group is launched.
Unipol and its environmental commitment
Unipol’s commitment to environmental issues dates back to 1983 with the first national conference on pollution issues.
The companies Lavoro e Previdenza and PREVIAAC are incorporated
On 19 December, the Board of Directors of Unipol approves the incorporation of two joint-stock companies.
First TV advertising campaign for Unipol
Among the major Italian insurance companies, Unipol is characterized by an excellent image but a low level of awareness.
The ICIF Congress in Quebec
The ICIF Congress in Quebec (Canada) confirms the role of Unipol in Europe on the development and training of the sales network. The original model of Assicoop, at the center of the Company’s growth process, arouses the interest of the participants.
Unipol is listed on the Stock Exchange
On 28 July, Unipol preference shares are admitted to listing on the Milan, Bologna and Rome stock exchange markets. After being offered at ITL 6,800, they immediately jump to ITL 16,900 on the first day. At the end of the day, demand is almost 18 times higher than shares on offer and available.
Delegates of the International Co-operative Bank gather in Venice
The National League of Cooperatives is now one hundred years old. Unipol and Fincooper host about 100 delegates of the Annual Meeting for the approval of the financial statements of the International Cooperative Bank (INGEBA, Internationale Genossenschaftsbank) in Venice.
Agreement on overtime work
On 16 May, an agreement is signed between the Company and trade union organizations to limit prolonged use of overtime work.
Meeting on technical and underwriting policies of Unipol
On 21 March, over three hundred Unipol executives, middle managers and agents gather in Bologna.
Unipol trains its agents
The Company, with funds allocated by the European Social Fund, develops an intense training activity addressed to agents in Emilia Romagna.
Unipol increases capital for the purpose of going public
On 15 January, the General Meeting of shareholders votes unanimously to increase the share capital.
1985
Interest in the environmental issue strengthens. A green strand, made up of conferences, scholarships, support to initiatives aimed at protecting the environment and the Company’s presence as a sponsor of the Second National Congress of Legambiente.
Conference on “Prevention and insurance of risks in local Authorities”
On 29 November, Unipol organizes a national conference in Bologna dedicated to the demand for insurance services by local Authorities.
Staffing of local departments
On 11 October, an important agreement is signed with the trade unions on the staffing of departments throughout the entire National territory.
Second meeting of Unipol adjusters of property classe
On 26 and 27 September, Unipol gathers all adjusters in the property classes in Bologna for a two-day study.
Uniservice is created, a Company dedicated to the mechanization of agencies
On 24 June, a complete draft of the agencies mechanization is presented and Uniservice S.p.A. is incorporated.
Third Business Planning Conference for the Three-Year Plan
The third Business Planning Conference of the Company is held in Bologna on 20 and 21 June, during which the proposals for the Three-Year Plan from 1985 to 1987 are presented and discussed.
New role of the CRU
The Unipol Regional Council (CRU) is a Unipol body for the promotion of participation in regional areas. Due to the nature of the forces that make it up, namely the trade unions, cooperatives and professional members, it is also a body that pays attention to customers and consumers.
The sales network training office is created
The third Business Planning Conference of the Company is held in Bologna on 20 and 21 June, during which the proposals for the Three-Year Plan from 1985 to 1987 are presented and discussed.
Conference “Business and Technical Policies and Objectives of Unipol”
On 23 and 24 April Unipol organizes a two-day meeting with the aim of defining the underwriting and claims settlement policies for the following years.
1984
The Group invests in in-house training and IT resources as strategic assets for the development of business.
Sea Environment Award
On 19 December, the delivery of the first research Prize “Sea - Environment” takes place in Venice. It is organized by Unipol with the patronage of the World Health Organization and the Environment Program of the United Nations, the Mediterranean Action Plan.
Unipol presents “Sicurezza Esercenti”
As a result of the joint commitment of Unipol and Confersercenti, “Sicurezza Esercenti” (security for merchants) is created in October. This is the new insurance program that wishes to meet the various security needs of merchants and commercial enterprises with completeness and flexibility.
Unipol enters the Board of Directors of ICIF
The entry of Enea Mazzoli in the Board of Directors of ICIF.
Standing agreement between Unipol and Confersercenti
In June, a standing agreement is signed between Unipol and Confesercenti valid for the entire national territory.
“Unicasa” is created
“Unicasa” is the unified program between Unipol and Associazione Cooperative di Abitazioni (ANCAB, Association of housing cooperatives) that arises out of the need to make a contribution to families in search of accommodation.
Headquarters expands, the tunnel is created
Work proceeds for the doubling of the headquarters building: the new premises include a gross surface area of approximately 12,000 square meters for offices. The new complex on three floors is adjacent to the current headquarters only divided from it by the canteen room.
Unipol presents “Agrinova” and signs an agreement with Confcoltivatori
On 22 March, with the signing of the agreement between Unipol and Confcoltivatori (CIC, Trade association of farmers), the conference for the presentation of “Agrinova”.
Information technology enters the claims adjustment offices
As part of the three-year development plan, the ‘online’ mechanization project of claims settlement offices proceeds swiftly.
Company training project launched
The training project aims to fully meet the training needs of the different business areas relating to the development and evolution of the enterprise.
1983
First initiatives of a social kind and efforts in redefining the national welfare system.
Unipol continues with the mechanization project
The Company continues to invest in the mechanization of the agencies and starts the terminalization and conversion of MDS systems with personal computers.
Sixth Congress of Agents, a new Chairman is elected
The Sixth Congress of the Unipol Agents Group is held in Sorrento (Salerno). Characterized by a lively debate on the line to be pursued with the senior management, the congress closes with a thorough renewal of the governing bodies: Giorgio Pesaresi, Ancona agent, is elected as Chairman.
International Conference of cooperative reinsurers
In Bologna an international Conference of cooperative reinsurers takes place: this is the eighth meeting of the International Co-operative Reinsurance Bureau (ICRB).
First meeting of Unipol adjusters of property classes
On 26 and 27 May, Unipol assembles in Bologna, for the first time, all adjusters in the property classes. Two days of study and discussion on future scenarios of underwriting and claims settlement policies of the Company.
The way they worked: Receipts and proceeds of agencies
To reduce some costs of agencies, Unipol changes the procedure on proceeds. Agencies no longer report their proceeds analytically on the journal of daily transactions.
Unipol creates the “Modular” program for artisanal businesses
The “Modular” program proposed by Unipol to artisan enterprises obtains praise. It is a package of policies covering all risks in artisan enterprises.
Creation of the policy “Vitattiva”
Unipol presents “Vitattiva”, the new Life insurance policy mainly aimed at self-employed workers.
Unipol celebrates the twentieth anniversary
For its twentieth anniversary, Unipol decides to launch a series of initiatives with the intent to underline some aspects that are peculiar to it: its social origins and its being a service enterprise not aiming at speculation.
International conference on supplementary pensions
As part of the twentieth anniversary celebrations, Unipol chooses to contribute ideas on a topic, that of the social security system.
1982
Unipol counters monetary inflation by remodeling its commercial offer, simultaneously enhancing its customer care service and, on the managerial side, introducing a Control system to guarantee the achievement of Business Plan targets.
Second Three-Year Plan Conference
On 21 and 22 April the Second Business Planning Conference is held defining the objectives of the Three-year Plan 1982 l 84 by subjecting them to the discussion with all internal corporate bodies with a considerable effort in the preparation and organization.
Management Control starts
The Management Control project starts. This project involves the planning and control of the main items of cost and revenue relating to the Company. All these items can be configured in four areas: Premiums, Claims, Administrative expenses, and Financial income and charges.
The Budget Award for the commercial network is created
In the early months of the year, the Commercial Service prepares an analytical picture, agency by agency, concerning receipts and portfolio classified by policy and management. These procedures allow the creation of the Budget Award, i.e.
New corporate supplementary agreement
On 17 February 1982, a corporate supplementary agreement is signed. It addresses and introduces various contractual clauses that can be defined as cutting edge. Among others:
Unipol starts the automation of adjustment offices and agencies
AIDA (Automazione Ispettorati di Assicurazione, automation of insurance adjusters) kicks off aiming to solve the problems arising from the handling aspects of claims.
The office Proposals and Complaints is created
With the intention of creating a direct line to the insured customer and promptly respond to every request, Unipol sets up the Proposals and Complaints office.
Unipol reforms the RCD, Fire and Theft portfolios
Monetary inflation reduces the insurance coverage, makes the ceilings insufficient and decreases possible compensation due in the event of a claim.
1981
A decade of booming business and simultaneous management streamlining begins.
Unipol doubles its agencies
The Company starts the new decade with a significant increase in agencies. In a decade it has more than doubled the number of agencies around the Country, going from 207 agencies in 1971 to 447 points of sale.
Organizational management micro-structures are created
On 28 July, an agreement is signed according to which, in connection with the formation of management organizational “micro-structures”, provides for the participation of employees in the organization and planning of activities; the same agreement also includes preventive meetings with trade unio
Unipol opens its new headquarters
On 20 June, in the presence of Mayor Renato Zangheri, the new headquarters in Via Stalingrado are opened in Bologna, Fiera. The new offices spread over 10,500 square meters. The staff gathered in the new premises comprises 692 employees.
In Bologna, international meeting of ICIF
On 15 May, ICIF, International Cooperative Insurance Federation, representatives congregate in Bologna to show the solidarity that exists in the Cooperative Insurance Movement operating in 35 countries on five continents.
Merger of Unipol Vita into Unipol
After the Extraordinary General Meetings of shareholders of Unipol and Unipol Vita, on 17 October 1980 it is decided to proceed with the merger of Unipol Vita into Unipol. By decree of the Ministry of Industry No. 13235 the merger between the two companies is authorized on 29 April.
Unipol, the new rate RCD is created
Unipol places several new products on the market, in the theft, fire, motor vehicle, other risks and accident businesses and updates the ceilings and capital of motor vehicle TPL and Other Liabilities policies in order to properly protect policyholders and eliminate large areas of under-insurance
1980
Remodeling of the commercial offer and rates with the introduction of an insurance instrument with a fixed annuity.
Assicoop: a production qualifying laboratory
In 1980 Assicoop, associated agencies of Unipol, mainly operating in Emilia Romagna and Tuscany, collect premiums representing 29.9%.
Unipol’s solidarity for the earthquake victims in Irpinia
The Board of Directors held on 16 December contributes ITL 100m to the solidarity and reconstruction fund set up by the National League of Cooperatives.
Mechanization of agencies begins
The Company’s Data Processing Center is enhanced at year-end by installing a second processor (IBM 3031).
Streamlining of business management
The Company’s objective is to streamline the management of the Accident, Other TPL, Fire and Theft businesses and contain costs.
Unipol at the ICIF Conference in Vienna
Unipol supports the development of new cooperative or mutual insurance companies in developing Countries.
The Company Arthur Andersen audits the Unipol Financial Statements
As from fiscal year 1982 auditing the financial statements will become mandatory.
Unipol Vita, the rate T33 is created
On 1 April, by Ministerial Decree No. 12518, Unipol Vita obtains approval of a rate, called “T33”, mixed single-premium with fixed term of five years.