* Adjusted figures: normalised figures recalculated to reflect the current Group perimeter(amounts in €m) 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 Insurance business - Aggregate income (Italian GAAP) 13,645 13,329 12,210 14,014 12,349 12,291 % YoY variation 2.4%
9.2%
-12.9%
13.5% 0.5% -17.0% - Non-Life insurance premiums 8,304 7,943 7,882 8,167 7,953 7,867 % YoY variation 4.5%
0.8%
-3.5%
2.7% 1.1% -0.7% - Life assurance premiums 5,341 5,386 4,328 5,847 4,396 4,424 % YoY variation -0.8%
24.4%
-26.0%
33.0% -0.6% -36.8% Net premiums (IAS/IFRS) 11,366 11,879 11,349 13,262 11,469 11,263 % YoY variation -4.3%
4.7%
-14.4%
15.6% 1.8% -18.3% - Non-Life insurance premiums 7,875 7,780 7,605 7,822 7,593 7,458 % YoY variation 1.2%
2.3%
-2.8%
3.0% 1.8% -0.6% - Life assurance premiums 3,491 4,098 3,744 5,440 3,876 3,805 % YoY variation -14.8%
9.5%
-31.2%
40.4% 1.9% -39.4% Loss Ratio - Non-Life (direct business) 62.2% 64.0% 57.3% 66.1% 67.2% 67.5% Expense Ratio - Non-Life (direct business) 28.8% 28.5% 28.1% 27.7% 27.2% 27.5% Combined Ratio - Non-Life (direct business) 91.0% 92.5% 85.4% 93.7% 94.4% 95.1% Net income from financial assets and liabilities 1,689 1,596 1,370 1,849 2,080 1,898 % YoY variation 5.8%
16.5%
-25.9%
-11,1% 9.6% 4.1% Profit before taxation 1,108 951 1,026 962 903 824* % YoY variation 16.5%
-7.3%
6.7%
11,9 9.6% 16.7% Consolidated profit 866 796 864 732 645 598* % YoY variation 8.8%
-7.9%
18.0%
19,4% 7.9% 11.8% Group net profit 683 627 707 569 472 409* % YoY variation 8.9%
-11.3%
24.3%
29,3% 15.4% 23.9% Investments and liquid assets 63,359 71,692 71,271 67,757 69,693 71,647 % YoY variation -11.6%
0.6%
5.2%
-2.8% -2.7% -14.1% Technical provisions 51,766 57,128 57,707 57,567 53,223 53,427 % YoY variation -9.4%
-1.0%
0.2%
8.2% -0.4% -16.7% Shareholders' equity 6,130 7,780 7,613 6,687 5,032 5,486 % YoY variation -21.2%
2.2%
13.8%
32.9% -8.3% -2.9% N° of staff 12,370 11,946 11,836 12,337 14,241 14,188
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